...turn down the volume on the synth so it doesn't go above the max level the card can take and set the card to amplify the signal 3dB.
Hey Zemus, this seems to have made a big difference -- almost eliminating the problem completely. I had to crank down the output synths by about 60% or so to get the Audigy to work like a "normal" sound card (that doesn't use ARL), but it works!!! It's an extra step to adjust all three synths to an approximate 60% decrease in Master Volume (which I doubt they all respond the same, anyway), but it's easy enough to re-work the balances prior to pressing the record button. This way a great idea -- thanks!